
With an annual fee of $199 (waived for the first year), it’s not the cheapest way to avoid foreign transaction fees. And when you’re abroad, you can take advantage of no foreign transaction fees on your foreign purchases. When shopping at home, rather than category bonuses, you can earn extra rewards through Brim’s wide variety of retail partners, in some cases up to 10%. Brim points are worth 1 cent each and can be easily redeemed for statement credit, making them effectively as good as cash back. If you’d prefer to earn cash back rewards on foreign purchases, the Brim World Elite Mastercard is the best in Canada. Annual fee: $0 for the first year, then $199.Minimum income: $80,000 personal or $150,000 household.


#BEST NO FOREIGN TRANSACTION FEE CREDIT CARDS AUSTRALIA FREE#
Visa Airport Companion membership with six free lounge visits per year.Plus, earn 3x Scene+ points on grocery purchases at Sobeys, IGA, Safeway, and FreshCo.Earn 1x 2x Scene+ points on groceries, dining, entertainment, and transit.Earn an additional 10,000 Scene+ points upon spending $40,000 in the first year.Earn 25,000 Scene+ points upon spending $1,000 in the first three months.Best Visa Card with No Foreign Transaction Fees

As a Mastercard, the HSBC World Elite is accepted at the widest range of merchants worldwide. Officially, you can use this credit to cover seat upgrades, baggage fees, and airport lounge passes, but it’s easy enough to cash out for other purchases made with an online travel agency.įinally, for a card with no foreign transaction fees, you definitely want to have one that you’ll actually be able to use while travelling abroad. Not to be forgotten, you’ll also get a $100 annual travel enhancement credit to offset the $149 annual fee. If you prefer to use frequent flyer programs to stretch the value of your points with business class seats or long-haul flights, you can also transfer HSBC Rewards to British Airways Avios, Cathay Pacific Asia Miles, or Singapore KrisFlyer. They can be used as statement credit to cover any travel expense on the card. If you’re booking local hotels in a foreign currency, for example, you’ll earn lots of points, and you won’t have to worry about extra fees chipping away at your rewards. It also earns 3% on travel purchases, a spectacular rate for that category. The card earns the equivalent of 1% back on all purchases, and 2% on eligible gas, grocery, and drugstore purchases. Whether you’re earning or redeeming, this card offers all sorts of value for purchases made in any native currency. The HSBC World Elite Mastercard is our choice for the best credit card in Canada with no foreign transaction fees.
